I want to share some advice written specifically

[mstakh.i.mom.i]

Sometimes the advice is free. Ultimately, it's up to you to consider the advice and decide which one is best for you. People who give this advice usually don't really understand. i. Who are you really? ii. How is your life? iii. What life challenges do you have to face? iv. What are your strengths and weaknesses? So, most of the "free" advice and advice you read is usually general. If you want advice that is specific to you, you need to meet with a financial advisor or consultant in person.


for graduates which happens to be the same as what I always repeat in my blog chinese overseas australia phone number data posts. (1) Build a side income while you are still studying at university Even if you are still studying, try to find time to build a side income. Is it impossible to do? Of course, it is not impossible and can be done. (2) Studying time is not the time to find a soulmate Focus on your studies and as much as possible don't think about your soulmate. Don't worry about your soulmate, if he or she is truly your soulmate, no matter what happens, he or she will faithfully wait until you are truly ready to start a family.


(3) Don't spend your PTPTN loan money Try to save. It's best to save as much PTPTN loan money as you can so that when you finish your studies, you still have a large loan balance. Yes, this is quite challenging, but you should try. In Shaa Allah, when you have set your mind on saving your PTPTN balance, you will definitely succeed in saving it. On the other hand, if you never even think about saving it, usually people like this will definitely spend the money. (4) Create an emergency fund even if you are not working yet We usually accumulate this emergency fund until the amount is equal to 3 to 6 months of salary.