Admit you have a problem!
Posted: Mon Jan 20, 2025 7:06 am
It's as if they agree on a common reality, to the point that the tips they give are more or less the same tone. If you are a very busy person and don't have time to do the reading I do, why don't I help you by summarizing the discoveries and advice I found from various reading sources. If you are still not satisfied with the sharing I have included here, you are free to do your own research and reading. What is important after that is that you take action. Not just stop here.
The first thing you need to do is admit, with all sincerity, that you actually have stockholder database a problem . I speak from my own experience, as someone who has also been burdened with credit card debt, we have to admit that we have a problem . Usually, as long as we don't admit that we have a problem, there are several situations that will happen to us. 1. We will continue to be people who don't care. Over time, your debt increases. You still use your credit card as usual.
Haven't you noticed that your debt is getting bigger and the payments you make don't reduce your debt balance? How do you get down... if you pay RM1,000 and use it again, it's RM1,200 (or more) every month. 2. We will keep repeating mistakes until they become big. As long as we can pay the monthly bills and the bank doesn't call, it means everything is fine. We can live as usual and spend as usual. But, is that the right thing to do? Look back at your credit card statement, if there are no problems, then continue.
The first thing you need to do is admit, with all sincerity, that you actually have stockholder database a problem . I speak from my own experience, as someone who has also been burdened with credit card debt, we have to admit that we have a problem . Usually, as long as we don't admit that we have a problem, there are several situations that will happen to us. 1. We will continue to be people who don't care. Over time, your debt increases. You still use your credit card as usual.
Haven't you noticed that your debt is getting bigger and the payments you make don't reduce your debt balance? How do you get down... if you pay RM1,000 and use it again, it's RM1,200 (or more) every month. 2. We will keep repeating mistakes until they become big. As long as we can pay the monthly bills and the bank doesn't call, it means everything is fine. We can live as usual and spend as usual. But, is that the right thing to do? Look back at your credit card statement, if there are no problems, then continue.