A representative of the press service of Sberbank told

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Kirill Demin, Director of the Department for Work with Problem Assets at Sberbank PJSC, noted at the session "Digitalization at the Service of Efficiency: Minimizing Discretionary Decisions in Bankruptcy Law" during the XII St. Petersburg International Legal Forum that an important task of the economy is to ensure the fastest possible return of assets of persons undergoing bankruptcy proceedings into full-fledged economic circulation. "In this case, it is possible to preserve the enterprise itself, the workforce and relations with counterparties, as well as reduce social tension," he explained.

a ComNews correspondent sweden whatsapp resource that artificial intelligence plays a role in reducing all accompanying processes in bankruptcy. "Employees of the Sberbank Department for Work with Problem Assets actively use technologies. Sber's neural network model GigaChat processes reports of bankruptcy trustees much faster than a person. GigaChat spends an average of one and a half minutes on a report, while a specialist spends 20 minutes. If necessary, the neural network model can answer questions about the number of the debtor's creditors, the size of their claims, the funds spent by the bankruptcy trustee, contested transactions, etc. GigaChat is capable of giving an employee 16 recommendations on further actions. For example, it can report that the amount of funds spent by the bankruptcy trustee within the framework of the procedure of a specific debtor exceeds the median values ​​for this region and this should be paid attention to. We continue to train the system - more than 200 thousand reports have already been processed - and are already implementing it in the legislative process. Seven months are allocated for the bankruptcy monitoring stage, and the activities for preparing and holding the first and repeated auctions take a total of more than four months," he said.

The association "Moscow Self-Regulatory Organization of Professional Insolvency Managers", the union of insolvency managers "National Center for Restructuring and Bankruptcy", the association of insolvency managers "Center for Financial Recovery of Enterprises of the Agro-Industrial Complex", as well as the association "National Organization of Insolvency Managers" did not respond to questions from a ComNews correspondent.

According to Kirill Demin, in order to radically speed up the bankruptcy procedure, especially in its initial stage, legislative changes are needed, primarily in three key areas.

First, it is necessary to simplify the access of bankruptcy trustees to information about the bankrupt and his property. At the moment, bankruptcy trustees have to separately apply for the relevant information to each government agency, and this takes a very long time. Therefore, the trustee should be able to receive data from various agencies in a single window - for example, through a multifunctional center (MFC) or the Federal Tax Service (FTS), which will receive this information from other agencies via the interdepartmental electronic interaction system (SMEV).