and capital flow to the settlement In the

[rriiffaatt77]

The acquirer (i.e. payment platform) first needs to convert USD into CNH (offshore RMB), and then the arrival agency will pay CNI to merchants in China. This is the so-called “settlement and entry exchange”. If the “inbound foreign exchange settlement” method is adopted, the acquirer will directly settle the USD to the merchant’s bank account abroad, and the merchant will remit the USD to the country and then convert it into CNI. Or the acquirer first sends the USD to the domestic reserve account, then converts it into CNI, and then settles the CNI to the merchants in China.



The above-mentioned various fund management plans australia email list are collectively referred to as financing plans. For various financing plans, on the one hand, the requirements for compliance must be considered, on the other hand, the maximization of income and the timeliness of capital turnover must be considered. ..Channel Routing The basic function of channel routing is to select the optimal channel based on various factors such as payment success rate, payment cost, user experience, channel status, etc. when multiple channels simultaneously meet business requirements. The details are as follows: Improve payment success rate: By choosing the most appropriate channel, you can improve payment success rate and reduce user loss caused by payment failure.



The reason is that different channels have different internal risk preferences. The same request will fail in channel A, but will succeed in channel B. Optimize costs: Fees for different channels may be different. Some channels also have multiple fees, which require diversification into different channels to optimize the overall cost. Improve user experience: A fast and stable payment experience can increase user satisfaction and loyalty. If the user frequently pays through Channel A, the success rate of the payment sent to Channel A after new requests arrive will be higher. Load Balancing: Reasonably distribute payment requests to different channels to avoid overloading a certain channel and improve the stability of the overall system.