Extended is more expensive. What is included in the basic version Such a policy covers a minimum set of risks. These may include: Emergency medical care. Diagnosis in case of illness or injury, transportation to the place of treatment. Repatriation - in case of death. Sometimes this may include emergency dental care.
Basic insurance is often taken out by those who believe that coverage of this set of risks is sufficient. Such people take out a policy not of their own free will, but because such ig data are the requirements of the destination country. What risks does the extended option cover? This policy is personalized.
You can include a large set of insurance risks for yourself, protecting what is important. Let's say a person has a chronic disease that causes significant health problems. If the disease worsens during a trip, the basic policy will not cover the cost of treatment. But the extended one will. When traveling to hot countries, the problem of sunburn becomes urgent.
Of course, people use SPF cream. But the product does not always save, especially in the Middle East, Egypt - those places that Russians traditionally love. But sunburn can cause serious complications in children and women. Extended insurance will help protect against such troubles. An extended policy may also contain other useful options. For example, to cover the arrival of relatives to the insured person if something bad happens to the latter. But keep in mind: the more risks the policy covers, the more expensive it is. Travel cancellation and non-departure insurance This option is often chosen as an additional to medical insurance.
What is the purpose of VZR insurance?
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