And my value is that I already know what types of mini-CASCO exist, when each of them is useful. I ask the client questions: where does he park his car, what roads does he drive on... Based on the answers, I select the car insurance program that is useful for this particular person.
If his car is only in the garage next to his house cash app data and in a paid parking lot near the office, then he does not need the theft protection option in the policy. It is a different matter when the car is in the yard from evening until morning. Then, on the contrary, you need to insure yourself against theft.
— So, you help the client understand the sea of information about car insurance? — Yes, that’s the value of my service now. In the 2010s, when I started working as an agent, it was different — mainly that the insurance was delivered directly to the door of the apartment. Nowadays, this is no longer relevant — everything has become electronic. — Were there any instances in your career when you had a hard time? — Yes, there was such a situation. Once, when I was still working as an insurance sales manager, I had to deliver an MTPL policy to a crime boss’s home.
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